I use Mastercard. jpc seems to use a new interface for confirmation with the bank. But in my case my bank app requests confirmation... for a 0.00 euro payment... after which the entire order dissapears...
I was too early in confirming this.
My VISA payment was rejected. Tried again with my MC, where confirmation from the bank was performed as OK, but the basket is unchanged and no order is registered on my account.
I've complained to jpc who seem to put the blame on the bank when it is plainly their own bank interface that doesn't work.
Having worked in Finance for 40 years with security, card systems, authentication management and compliance I know quite a lot about this, and frankly, jpc doesn't seem up to snuff. Over the years I've had various problems with their payment systems. 3D Secure requirements aren't difficult t implement, they have been more or less standard in all Norwegian netshops for years and eg presto works without a glitch.
What is it with Germans and software (VW ID3, SAP - my wife has been a SW specialist working with SAP for years)?
To quote partly from one of the two mails I've had from jpc:
"As far as we know, the companies involved are working on a solution with a lot of manpower, but we have been hearing that for quite some time..."