My bank are f***ing thieves!

Started by Mozart, July 02, 2007, 11:23:19 AM

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Mozart

I had to make a payment on my credit card on 6/25 and went ahead and did. But apparently its part of my accounts that I automatically pay the full balance from my debit account. There was no money in my debit account, and even though I paid the payment before they did the automatic, they took it as a deposit to my credit card and I have been getting overdraft fees since then without any notice...I hate this shit.

Bonehelm

Try to use more civilized language.

sidoze

Sorry to hear about that. I've had bad experiences with my bank too, but last week I could only sing their praises after some ASSHOLE used my card for £1500 worth of purchases of travellers cheques (of all bloody things, WTF?). Got the money back immediately. I suspect your bank would do the same.

Mozart

#3
I never even wanted a bank account, I got one when I was 19 to cash checks. I didn't trust myself with a credit card, but I got one for convenience. I never misused it, but if I did I would have known about this stupid thing they say I signed instead of now when I have no money...How can they just let fees build up without notifying me. They said " we sent you some mail..." GREAT!! Since mail is the quickest way to contact someone. The pony express only takes 3 months, by then this contract says the devil owns your soul if you don't pay!


If you read this post you must send Mozart 3^sideways 8 dollars a day, or face a lifetime of jail.

The Mad Hatter

I hate banks, and avoid dealing with them whenever possible. It was necessary for me to get a loan to survive for the Summer (finishing my Master's and don't have time to work). I got a new job for after the summer, though, and they pay by semester - at the beginning of the semster!

So I'll just be paying off that loan as soon as I start the new job :) And they'll be down two years worth of interest. Which makes me happy in some vindictive way.

Mozart

Quote from: The Mad Hatter on July 02, 2007, 12:25:14 PM
I hate banks, and avoid dealing with them whenever possible. It was necessary for me to get a loan to survive for the Summer (finishing my Master's and don't have time to work). I got a new job for after the summer, though, and they pay by semester - at the beginning of the semster!

So I'll just be paying off that loan as soon as I start the new job :) And they'll be down two years worth of interest. Which makes me happy in some vindictive way.

Would make me satisfied as well! I also hate banks, and I can't get a loan for school until I'm 25, on account of my parents terrible credit and my 800$ worth. At least I learned a valuable lesson, just because you have credit doesn't mean you should go buy stuff!

Bonehelm

Quote from: sidoze on July 02, 2007, 11:30:31 AM
Sorry to hear about that. I've had bad experiences with my bank too, but last week I could only sing their praises after some ASSHOLE used my card for £1500 worth of purchases of travellers cheques (of all bloody things, WTF?). Got the money back immediately. I suspect your bank would do the same.

Jeez, you Brit, stop speaking trash like an American.

m_gigena

Quote from: Bonehelm on July 02, 2007, 01:08:49 PM
Jeez, you Brit, stop speaking trash like an American.

Guys please. Observe your language. You don't want to offend Sister Bonehelm, do you?

XB-70 Valkyrie

Quote from: Manuel on July 02, 2007, 01:33:12 PM
Guys please. Observe your language. You don't want to offend Sister Bonehelm, do you?

I do.

Here ya go!

http://www.youtube.com/watch?v=RqtgfjkB6Pg
If you really dislike Bach you keep quiet about it! - Andras Schiff

Bonehelm

Hmm I never knew I was giving an impression that I was a girl...but I never said I wasn't one I guess.

Kullervo

Yeah, it's happened to me three times now. Big deal.

Que

#11
Quote from: Mozart on July 02, 2007, 11:23:19 AM
I had to make a payment on my credit card on 6/25 and went ahead and did. But apparently its part of my accounts that I automatically pay the full balance from my debit account. There was no money in my debit account, and even though I paid the payment before they did the automatic, they took it as a deposit to my credit card and I have been getting overdraft fees since then without any notice...I hate this shit.

It sounds rather complicated.
I don't have a separate credit card account - my eurocard/mastercard is issued by my own bank and is connected to my regular account. So no hassle with deposits and all that.

Q

Larry Rinkel

Quote from: Bonehelm on July 02, 2007, 11:24:46 AM
Try to use more civilized language.

Yeah, watch your mouth for Chrissake.