GMG Classical Music Forum

The Back Room => The Diner => Topic started by: Mozart on July 02, 2007, 11:23:19 AM

Title: My bank are f***ing thieves!
Post by: Mozart on July 02, 2007, 11:23:19 AM
I had to make a payment on my credit card on 6/25 and went ahead and did. But apparently its part of my accounts that I automatically pay the full balance from my debit account. There was no money in my debit account, and even though I paid the payment before they did the automatic, they took it as a deposit to my credit card and I have been getting overdraft fees since then without any notice...I hate this shit.
Title: Re: My bank are f***ing thieves!
Post by: Bonehelm on July 02, 2007, 11:24:46 AM
Try to use more civilized language.
Title: Re: My bank are f***ing thieves!
Post by: sidoze on July 02, 2007, 11:30:31 AM
Sorry to hear about that. I've had bad experiences with my bank too, but last week I could only sing their praises after some ASSHOLE used my card for £1500 worth of purchases of travellers cheques (of all bloody things, WTF?). Got the money back immediately. I suspect your bank would do the same.
Title: Re: My bank are f***ing thieves!
Post by: Mozart on July 02, 2007, 12:10:42 PM
I never even wanted a bank account, I got one when I was 19 to cash checks. I didn't trust myself with a credit card, but I got one for convenience. I never misused it, but if I did I would have known about this stupid thing they say I signed instead of now when I have no money...How can they just let fees build up without notifying me. They said " we sent you some mail..." GREAT!! Since mail is the quickest way to contact someone. The pony express only takes 3 months, by then this contract says the devil owns your soul if you don't pay!


If you read this post you must send Mozart 3^sideways 8 dollars a day, or face a lifetime of jail.
Title: Re: My bank are f***ing thieves!
Post by: The Mad Hatter on July 02, 2007, 12:25:14 PM
I hate banks, and avoid dealing with them whenever possible. It was necessary for me to get a loan to survive for the Summer (finishing my Master's and don't have time to work). I got a new job for after the summer, though, and they pay by semester - at the beginning of the semster!

So I'll just be paying off that loan as soon as I start the new job :) And they'll be down two years worth of interest. Which makes me happy in some vindictive way.
Title: Re: My bank are f***ing thieves!
Post by: Mozart on July 02, 2007, 12:28:55 PM
Quote from: The Mad Hatter on July 02, 2007, 12:25:14 PM
I hate banks, and avoid dealing with them whenever possible. It was necessary for me to get a loan to survive for the Summer (finishing my Master's and don't have time to work). I got a new job for after the summer, though, and they pay by semester - at the beginning of the semster!

So I'll just be paying off that loan as soon as I start the new job :) And they'll be down two years worth of interest. Which makes me happy in some vindictive way.

Would make me satisfied as well! I also hate banks, and I can't get a loan for school until I'm 25, on account of my parents terrible credit and my 800$ worth. At least I learned a valuable lesson, just because you have credit doesn't mean you should go buy stuff!
Title: Re: My bank are f***ing thieves!
Post by: Bonehelm on July 02, 2007, 01:08:49 PM
Quote from: sidoze on July 02, 2007, 11:30:31 AM
Sorry to hear about that. I've had bad experiences with my bank too, but last week I could only sing their praises after some ASSHOLE used my card for £1500 worth of purchases of travellers cheques (of all bloody things, WTF?). Got the money back immediately. I suspect your bank would do the same.

Jeez, you Brit, stop speaking trash like an American.
Title: Re: My bank are f***ing thieves!
Post by: m_gigena on July 02, 2007, 01:33:12 PM
Quote from: Bonehelm on July 02, 2007, 01:08:49 PM
Jeez, you Brit, stop speaking trash like an American.

Guys please. Observe your language. You don't want to offend Sister Bonehelm, do you?
Title: Re: My bank are f***ing thieves!
Post by: XB-70 Valkyrie on July 02, 2007, 02:00:28 PM
Quote from: Manuel on July 02, 2007, 01:33:12 PM
Guys please. Observe your language. You don't want to offend Sister Bonehelm, do you?

I do.

Here ya go!

http://www.youtube.com/watch?v=RqtgfjkB6Pg
Title: Re: My bank are f***ing thieves!
Post by: Bonehelm on July 02, 2007, 08:02:18 PM
Hmm I never knew I was giving an impression that I was a girl...but I never said I wasn't one I guess.
Title: Re: My bank are f***ing thieves!
Post by: Kullervo on July 02, 2007, 08:59:30 PM
Yeah, it's happened to me three times now. Big deal.
Title: Re: My bank are f***ing thieves!
Post by: Que on July 02, 2007, 09:39:19 PM
Quote from: Mozart on July 02, 2007, 11:23:19 AM
I had to make a payment on my credit card on 6/25 and went ahead and did. But apparently its part of my accounts that I automatically pay the full balance from my debit account. There was no money in my debit account, and even though I paid the payment before they did the automatic, they took it as a deposit to my credit card and I have been getting overdraft fees since then without any notice...I hate this shit.

It sounds rather complicated.
I don't have a separate credit card account - my eurocard/mastercard is issued by my own bank and is connected to my regular account. So no hassle with deposits and all that.

Q
Title: Re: My bank are f***ing thieves!
Post by: Larry Rinkel on July 03, 2007, 05:38:53 AM
Quote from: Bonehelm on July 02, 2007, 11:24:46 AM
Try to use more civilized language.

Yeah, watch your mouth for Chrissake.
Title: Re: My bank are f***ing thieves!
Post by: Kullervo on July 03, 2007, 07:30:17 AM
Quote from: XB-70 Valkyrie on July 02, 2007, 02:00:28 PM
I do.

Here ya go!

http://www.youtube.com/watch?v=RqtgfjkB6Pg

After approx. one minute, I started to hear "falcon."
Title: Re: My bank are f***ing thieves!
Post by: Bonehelm on July 03, 2007, 10:30:48 AM
Quote from: Larry Rinkel on July 03, 2007, 05:38:53 AM
Yeah, watch your mouth for Chrissake.

:)